Tammy McCarthy

Partner

• We purchased our own family banking policy two years ago.  Since that time we’ve been able to finance numerous things, using our own money instead of getting outside financing.  Some of the things we used it for were expenses when my husband transitioned to a new job, a new bedroom set, and currently we are doing a remodel project on our house.  We have used this policy for much more than that, but for all the various uses, the interest we would have paid to some other finance entity is now securely in our family bank.  I’ve been telling so many people about it, that I just felt compelled to get involved in offering it.
• At one time in my career I counseled people on their finances.  Having done that has made me realize that everyone needs to have their own family bank. People waste so much of their hard earned money paying interest and finance charges to banks and credit card companies. I’m committed to sharing this with as many people as I can, so that I can help them avoid that.
• In addition to the wonderful benefits the family bank portion of this policy offers, I am also a firm believer in having life insurance to provide for your loved ones.  I have lost many people very dear to me and have seen the grief become even more unbearable when there was no financial provisions made. Providing for your loved ones in the event of your death is imperative – no one should have to grieve AND try to figure out how to pay the bills, keep their home, put their kids through school, etc.  Having life insurance is the right thing to do. I believe that, and this policy provides a death benefit while at the same time offering the availability of liquid assets when needed.